Charles Schwab, géant américain de 12 000 milliards de dollars, lance le trading spot crypto

fr.beincrypto.com ∙ 12 hours ago

Charles Schwab, géant américain de 12 000 milliards de dollars, lance le trading spot crypto

Top line

Charles Schwab has launched direct spot trading for Bitcoin and Ethereum to its retail clients, integrating crypto into its core financial services platform amidst favorable regulatory shifts.

Summary

Charles Schwab, a significant U.S. financial institution managing $12 trillion in assets, has commenced a phased launch of spot trading for Bitcoin (BTC) and Ethereum (ETH) for its retail brokerage clients, marking its direct entry into the cryptocurrency market. The service, known as Schwab Crypto and operated by Charles Schwab Premier Bank, SSB, integrates digital asset trading within Schwab's existing financial ecosystem, allowing clients to access crypto alongside traditional securities like stocks and ETFs through a single platform. Trading incurs a fee of 75 basis points per order, with Paxos handling custody and execution. While available nationwide except in New York and Louisiana, client crypto holdings are not insured by SIPC or FDIC, and external deposits are not permitted. This move is seen as intensifying competition in the retail crypto space, leveraging Schwab's substantial scale against crypto-native exchanges and influenced by recent regulatory shifts that have facilitated institutional participation in digital assets.

Highlights

Charles Schwab, a major American financial services giant managing $12 trillion in assets, has launched spot trading for Bitcoin (BTC) and Ethereum (ETH) for its retail brokerage clients.
The new service, named Schwab Crypto and operated by Charles Schwab Premier Bank, SSB, is being progressively rolled out starting in the second quarter of 2026.
Initial access is granted to employees and early adopters before extending to the entire client base of the group.
Unlike independent crypto exchanges, Schwab integrates digital asset trading into its existing brokerage, banking, and research infrastructure, offering a single platform for stocks, ETFs, fixed-income products, and cryptocurrencies.
The trading fee is set at 75 basis points per order.
Paxos is providing the regulated custody, execution, and settlement infrastructure for the service.
Charles Schwab Premier Bank holds a federal banking license issued by the Office of the Comptroller of the Currency (OCC).
The service will be available in all U.S. states except New York and Louisiana due to their stricter regulatory frameworks for cryptocurrencies.
Clients cannot deposit BTC or ETH from external wallets, and crypto holdings are not covered by SIPC or FDIC insurance.
Schwab's entry intensifies competition for retail crypto investors, leveraging its vast asset management scale against crypto-native players like Robinhood and Coinbase.
Previously, Schwab only offered indirect exposure to digital assets through crypto-related stocks, futures, and ETFs.
The move to direct spot trading reflects the growing momentum of the institutional sector and follows strong inflows into U.S. spot crypto ETFs.
Favorable regulatory developments, including the SEC's repeal of Staff Accounting Bulletin 121 (Jan 2025) and the OCC's reaffirmation of crypto custody activities for national banks (March 2025), have accelerated this expansion.
The key question for the latter half of 2026 is whether Schwab's cautious pricing and established reputation will attract significant crypto trading volumes despite potentially higher fees and a narrower token selection compared to competitors.

Charles Schwab, géant américain de 12 000 milliards de dollars, lance le trading spot crypto

fr.beincrypto.com ∙ 12 hours ago

Top line

Charles Schwab has launched direct spot trading for Bitcoin and Ethereum to its retail clients, integrating crypto into its core financial services platform amidst favorable regulatory shifts.

Summary

Highlights

Charles Schwab, a major American financial services giant managing $12 trillion in assets, has launched spot trading for Bitcoin (BTC) and Ethereum (ETH) for its retail brokerage clients.
The new service, named Schwab Crypto and operated by Charles Schwab Premier Bank, SSB, is being progressively rolled out starting in the second quarter of 2026.
Initial access is granted to employees and early adopters before extending to the entire client base of the group.
Unlike independent crypto exchanges, Schwab integrates digital asset trading into its existing brokerage, banking, and research infrastructure, offering a single platform for stocks, ETFs, fixed-income products, and cryptocurrencies.
The trading fee is set at 75 basis points per order.
Paxos is providing the regulated custody, execution, and settlement infrastructure for the service.
Charles Schwab Premier Bank holds a federal banking license issued by the Office of the Comptroller of the Currency (OCC).
The service will be available in all U.S. states except New York and Louisiana due to their stricter regulatory frameworks for cryptocurrencies.
Clients cannot deposit BTC or ETH from external wallets, and crypto holdings are not covered by SIPC or FDIC insurance.
Schwab's entry intensifies competition for retail crypto investors, leveraging its vast asset management scale against crypto-native players like Robinhood and Coinbase.
Previously, Schwab only offered indirect exposure to digital assets through crypto-related stocks, futures, and ETFs.
The move to direct spot trading reflects the growing momentum of the institutional sector and follows strong inflows into U.S. spot crypto ETFs.
Favorable regulatory developments, including the SEC's repeal of Staff Accounting Bulletin 121 (Jan 2025) and the OCC's reaffirmation of crypto custody activities for national banks (March 2025), have accelerated this expansion.
The key question for the latter half of 2026 is whether Schwab's cautious pricing and established reputation will attract significant crypto trading volumes despite potentially higher fees and a narrower token selection compared to competitors.